The company offers month-to-month services, and you're free to cancel your account at any time. Some credit card processors require you to sign up for multiyear agreements – and if you cancel early, you could get hit with a hefty early termination fee. Let's look at some of the main features you'll receive by working with ProMerchant. Tip: The Interchange Plus Fixed Rate plan makes budgeting and financial projections easier to manage, but you'll likely save on per-transaction costs if you choose a flat rate. There are no subscription or membership fees and no hidden costs. Flat Rate for All Transactions: With this plan, you'll pay a flat percentage rate and the same fee for all transactions.This will make it easier for you to anticipate your monthly costs and plan for future expenses. Once you lock in your rate, the fees will not change for the duration of the plan.

Interchange Plus Fixed Rate: With the Interchange Plus Fixed Rate plan, you'll pay flat fees and a fixed percentage on all transactions.For instance, the company offers two main pricing plans: However, ProMerchant does share some basic information about its fees and rates online. We prefer when pricing is transparent and upfront on the provider's website, which is the case with many of the other companies we reviewed. The best way to find out this information in detail is to contact the company directly for a free quote. It's hard to get a complete picture of what you can expect to pay just by looking at ProMerchant's website. It also assigns customers a dedicated support team that's available around the clock to provide personalized guidance, earning ProMerchant our best pick for high-risk businesses. It works with many types of businesses, including restaurants, retailers, e-commerce, and companies often perceived as high risks. ProMerchant is a newer credit card processing company – originally founded in 2017 and rebranded as ProMerchant in 2018 – but has quickly established itself as a popular processor.

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